Active Duty Passive Income




The 4 Types of VA Loans: Which One is Right for You?

Dec 08, 2019

Veteran homelessness

Serving your country is a noble albeit thankless job. Upon years of service, thousands of veterans return and find themselves without a home. Data from the National Alliance to End Homelessness shows that as of January 2018, 37,878 veterans were homeless. Veterans make up 9% of the adult homeless population. Aside from economic hardship, veterans must also deal with several and prolonged deployments, finding housing stability even harder to come by. Post-9/11 veterans face more of a conundrum than older generations of veterans who have secure homeownership rates and less housing cost burdens. A study by Apartment List shows that 35% of post-9/11 veterans are cost-burdened, compared to those who served in previous wars.

Collaborative efforts

Efforts to eradicate or lessen veteran homelessness have been the focus of several organizations. Building Homes for Heroes and Habitat for Humanity’s Veterans Build similarly build or modify homes for...

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Using Joint VA Loans to Accomplish Your Investing Goals

Nov 27, 2019

How To Use A Join VA Loan

Regular VA loans are an amazing benefit for single-family homes and smaller complexes up to four units, but what if you want more units? Or what if you would like to invest with multiple people? The Joint VA loan is a great tool that you can solve both of these predicaments.

What is a Join VA Loan?

The VA Lender’s Handbook states that “a joint loan is a loan made to • the veteran and one or more nonveterans (not spouse), • the veteran and one or more veterans (not spouse) who will not be using their entitlement, • the veteran and the veteran’s spouse who is also a veteran, and both entitlements will be used, or • the veteran and one or more other veterans (not spouse), all of who will use their entitlement.”
That means that borrowers who want to purchase a home with other people (who are not their spouses) can purchase real estate. This can potentially create a whole different level of possibilities for...

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Jumping Into Multifamily Investing

Nov 24, 2019

How to Get Started in Multifamily Investing

Meet John and Jessica: I met them at a local real estate investment association (REIA). John and Jessica are a young married couple that hustled their way into multifamily investing. They started by spending a considerable amount of time learning about multifamily investments. They then developed a strategy tailored to their individual strengths. John focused on networking with brokers and finding off-market properties, while Jessica focused on analyzing the deals. Over several months, they fine-tuned their process. When they found a good deal, they would package it up and send it to their network of investors. Their work was such high quality that eventually an experienced syndicator reached out to them and asked them to be part of his team. They've since closed on their first deal and are working on numbers 2 and 3.  

What’s impressive to me about this example is that they didn’t start with a ton of money. They worked...

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Is AirBnB For Me?

Nov 19, 2019

Is Airbnb for Me?

It’s no secret that Airbnb — and other online home-sharing marketplaces like it — has changed the way people travel. More specifically, it has changed the amount of money spent on lodging for travel. According to iProperty Management, the average per-night price for Airbnb reservations is an affordable $80, compared with the almost $130 average daily hotel rate. 


Though this online home rental site hasn’t completely diminished the draw of hotel luxuries and amenities, its popularity continues to soar. On any given night, 2 million people are staying in Airbnb rentals across the world. If those numbers aren’t telling of its influence, I don’t know what is. 

If you’re pondering whether or not to join the more than 650,000 Airbnb hosts worldwide, here are two reasons to do it: 

1. The profits can be enormous. 

Seriously, some have made millions with this home-sharing gig....

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Airbnb Lessons

Nov 13, 2019

Airbnb Education

There I was - thinking that my wife, Christina, and I were both active duty Marines, part-time real estate investors, and new Airbnb hosts, but apparently, we were also exterminators! Saddle up for a few lessons that I learned when we started using Air BnB to house-hack our way one step closer to financial freedom.  

I am a huge fan of Airbnb. I have been a host for a year and a half now and love the business model. It takes the money out of the wealthy hotel owners’ pockets and puts it into the pockets of normal people wanting to earn some extra cash. As much as I would encourage anyone to try it out (if you have an extra room or unit), I must stress the fact that there is nothing passive about it.

Starting Out in Airbnb

When you first start as a host on Airbnb, you are a slave to the reviews. For the first few guests you host, a 5-star review is more important than the money. You need to build a good reputation so that you can earn Superhost...

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Just Start!

Nov 12, 2019

Take Action in Real Estate Investing

Imagine: "This is the year I'm going to change my life. On January 1, 2019, I am going to do everything right this year. I am going to make a difference for myself, my family, and the world. I'm going to find a mentor, go to a real estate investing course, read 20 books, and get my first property." 

Then life happened. I got busy at work. Our baby got the flu. The car needed tires and a radiator. The market is just a huge bubble right now, so I've got time. Life is so chaotic right now that I will finish out this year and starting on January 1, 2020, I will change my life and invest in real estate.  

Sound familiar? This is a common mindset I continuously come across in aspiring investors, especially those in social media investing groups. They say "Maybe I should wait for a better interest rate? Maybe I should start in a completely different market? Maybe I should interview one more insurance agent to make sure it's the lowest...

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Veterans Day Gratitude

Nov 10, 2019

Veterans Day


As my unit motto states, “Service…is a calling only a few will answer, and when the impossible has been accomplished, the only reward is another mission no one else will try.”


Today, Veterans Day, we honor veterans across the US – both alive and past. Why?


Their military service is a sacrifice; to family, friends and country. 


When you retire or separate, the sacrifice, or the fact that you and your family did sacrifice, continues…but it may look different now. 


Many of you know of Active Duty Passive Income (ADPI) and what we do with helping vets and service members create additional streams of income. But I wanted to introduce a newer effort we are getting off the ground, called ADPI HELPS (Helping Everyone Live Post Stress).


If you heard me talking with Grant Cardone on his show or on ours, you know we believe real estate investing is about more than making money. More than financial...

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A Spouse's Response To Real Estate

Nov 06, 2019

“Happiness is only real when shared.” 

-Jon Krakauer, Into the Wild

You Want to What?

I never imagined I would be writing a post for a blog. Honestly, I don’t know if anyone out there will want to hear what I have to say. After receiving some encouragement from our friends, I hope to help others in our situation who believe diving into investing is an overwhelming experience. 

Best Laid Plans

Adulthood is a funny thing. When I was in high school, I had a very clear vision of how my life was going to go and who I was going to be. I was going to become a Navy nurse and do humanitarian missions. I would get married, see the world with my husband, and eventually have a ton of kids. I would also be an amazing photographer on the side and submit the occasional photo to National Geographic. Once I graduated college, I began to realize just how fluid everything is. I am married to a wonderful husband and we are slowly working on seeing the world. I am a Navy...

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ADPI Saves One Life: Life with Invisible Wounds

Nov 03, 2019

Life with Invisible Wounds

Invisible Wounds Are Undefined

More often than not, we go through life thinking that we have absolute control. Not many people believe that there is a way out when it comes to mental illness, especially when the stigma is out there loud and clear, almost like it is screaming at you. That stigma has many confused and blinded on the definition of mental illness. When we try and describe our “disability”, many automatically think that it has to do with our outer core. They start looking for a broken bone. They don’t realize that it is our inner core that is a little shattered; those invisible wounds. We did not choose what happened to us. We didn’t choose the nightmares, the out of control tears, the trigger. We did not choose this life. 

Be Careful With Your Words

I am here to tell you to always be cognizant of your words. You never know who you can hurt. Someone somewhere is going through something that we do not always...

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3 D's to Sell Your Home

Oct 27, 2019

Sell Your Home, Even in Winter

Selling your home is an exciting time, but it doesn't have to be stressful! There are easy and free ways to make sure that your home is appealing to both buyers and agents alike. Follow these "3 D's" to get your home sold fast!


Why? When buyers enter your home and see your personal effects, they have a difficult time visualizing themselves living there. A clean, neutral space will serve as a blank canvas for buyers!

For example: Early in my career, I was showing homes on the upper east side of Salt Lake. The home showings were going well and I was having a great time with my clients. We were on the last showing and I thought this home was perfect for my clients. It had the right bedroom count, bathroom count, great lot, fenced-in yard, and so many more options. We walked in and one of my clients veered off to go upstairs to check out the master bedroom. I thought nothing of it, she has shown herself 12 homes before this one. Suddenly,...

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